One Simple Thing Will Cut 8 Years Off Your Mortgage


What if you could cut eight years off of your 30-year mortgage? How would that make you feel? There is one simple thing you can do to make that happen: make one extra mortgage payment each year.

Adding one extra mortgage payment will turn your 30-year mortgage into a 22-year mortgage. If you can’t afford to do one full extra payment, you can still cut down your mortgage by making that extra payment in smaller increments.

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Add 10% to your monthly payments & cut 8 years off your mortgage.


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Simply add 10% to your normal mortgage payment. For example, if your monthly mortgage payment is $2,000 and you add an extra $200 each month, you will still shave eight years off your mortgage.

Another way to shorten your mortgage is to refinance and switch to a 15-year mortgage. Keep in mind that the 15-year mortgage payments will be very high, and not everyone can afford this option. That’s why one extra payment a year is a great way to earn your financial freedom in fewer than than 30 years.

If you have any questions, give me a call or send me an email. I would be happy to help you!

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Location: Washington, DC, USA

3 Toxic Mistakes That Can Ruin Your Home Sale



There are three deadly mistakes that every seller should avoid when putting their home on the market:

1. Overpricing: If you overprice your home hoping that someone will magically swoop in and make you an offer, you’re delusional. That’s a fantasy. By overpricing your home, you’re actually alienating buyers. Realistic sellers are going to sell for fair market value, and they’ll sell long before your overpriced home does. You’ve got to price at market value in order to sell as well. You don’t have to give it away, but price the home to sell.

 2. Making a home difficult to show: We all have busy schedules, agents included. However, you need to be as flexible as possible for showings. The more difficult you make it to show the home, the fewer buyers will visit and the fewer offers you will have in the end.

3. Choosing the wrong agent: A lot of you have friends or family members that are agents. You may feel obligated to use them and that’s OK. However, before you commit, do some homework. Look at how many homes they’ve actually sold, what their track record is, and their average days on the market. Selling your home is as much a business decision as it is a personal one.

If you have any questions about selling your home or anything else real estate-related, give us a call or send us an email. We’d love to hear from you!
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Location: Potomac Falls, VA 20165, USA

Buy a Northern VA Home Below Market Value



Many of you likely know I used to professionally flip homes before I was in real estate. I love buying houses below market value. In fact, many of you ask me about this. How can you buy a house below market value? 

There are many ways to find a home below market value: short sales, distressed sales, bank-owned properties, for sale by owner, or even listed on Craigslist. A real estate professional can help you find a home below the market as well.

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Do not ever include home sale
contingencies in your offer.

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It is incredibly important to have your finances ready. Do not, under any circumstances, include home sale contingencies. If you have an FHA loan, federal subsidized loan, home sale contingency, your closing is 90 days out, or you want 15 days for the home inspection, I guarantee you won’t be able to purchase the home below market value.

If you want to buy the house below market value, get your home sold and go into a temporary rental if necessary. Ideally, you would qualify to purchase the home without selling your current one. That way, you can take your time searching for the next home.

 Remember, it can take a long time to find a house below market rate. If you go in the MLS, it gets competitive. If your offer isn’t polished, someone will snatch up that property. Use conventional financing, or, if you’re lucky, cash.

If you have any questions, give me a call or send me an email. I would be happy to help you!
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Location: Potomac Falls, VA 20165, USA
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